Post Equifax, We Need to Reconsider How to Identify People
Victims of identity theft will tell you the experience is like having your personal life broken into, tossed around, and thrown out onto the street. It is a violation that is indescribable. Then, you could discover that strangers are impersonating you, carrying out crimes under your name, and destroying your reputation. Unraveling the mess that follows is a long, painful and never-ending process – all this because someone else was careless or willfully negligent with your data.
Even if your data was not exposed in the Equifax breach, you should be both concerned and angry. This is a potentially catastrophic breach: roughly 143 million individuals (approximately 45% of the US population) now face the prospect of identity theft.
As a society, we need to seriously rethink why and how we identify people. How did the social security number become the default identifier, especially for non-governmental functions such as credit reporting? When the Social Security Administration first issued SSNs in 1936, their “sole purpose” was to track the earning history of workers for benefits. In fact, Kaya Yurieff points out that until 1972, the bottom of the card read: “FOR SOCIAL SECURITY PURPOSES — NOT FOR IDENTIFICATION.”
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